The Citibank Credit Cards are mostly issued to account holders at Citi banks, although there are exceptions for some non accounts holders, however, these arrangement are usually done with some agreements backing it, most of these agreements are usually centred around having a savings or current account.
The fact is that an account with Citi bank gives you an edge to getting accepted, then the benefits and rewards will come rolling in. Meanwhile you require an average credit score of 750 to get accepted, however, a credit score of between 633 and 850 gives an advantage of probably getting accepted, in essence, you should at least have a good or near excellent credit history before you are considered.
As a card holder, ensure you fall under any of the available rewards programs, these are grouped as either simplicity rewards program or the Thank you rewards program. There are other features such as the multiple account management tool known as Citimanager.
Types Of Citibank Credit Cards
- Citi rewards cards
- Citi business cards
- Citi travel cards
- Citi cash back cards etc
The rewards on any of the types of cards found on this platform are mainly based on the loyalty of the card holder in making purchases.
2019 Best Citibank Credit Cards Available In US
The credit cards listed here are not a limit to what is on offer at Citi bank, this only the list credit cards we can come up with at the moments, subsequent we will be having a periodic updates to our post, this one will be updated by CardVet;
- Citi Simplicity Card – The rewards structure on this credit card are easy to understand, given the rewards pattern. First there is a 0% introductory annual percentage rate on every purchases made, for at least the first of card use, after that the regular annual percentage rate will now be 16.24% – 26.24%. there are no annual fee as well as balance transfer, the later expires for only 21 days months, most importantly, late payments as well as penalty has no fee attached to it.
- Citi Double Cash Card – This credit card is the best way or method of earning an additional rewards or double rewards. For example, when you earn 1% for purchases, another 1% cash back is added to it when you make the actual payments, rates on purchases and fees charged on this card is the same as CItibank Simplicity card, the only difference is in the regular annual percentage rate which is pegged between 15.74% and 25.74%. simply consult the Citi bank credit card terms and condition for more information and FQA.
- Citi Rewards+ Card – This credit card can actually be crown the king of rewards, you start enjoying bonuses from your purchases with the first 90 days if you hit $1,000, you are automatically rewarded with 15,000 rewards card points, this credit card shares the rates and fee with double cash card, however, rates are charged 74% – 25.74%. rewards are massively emphasised on this credit card, with rewards options following this range, 2X card points for every purchases made at any designated Supermarkets or gas Stations, all other purchases earns you a 1X card point, with a concluding 10X card points on all your purchases when put together.
Note – To fully enjoy any of the listed rewards on this credit card, simply apply through a call to customer care, the number to call is – 1-800-347-4934.
You will need to indicate the rewards program you want to sign up for.